Terms of Service
Effective Date: [16-06-2025]

These Terms of Service ("Terms") govern your access to and use of the content provided through my Substack newsletter. By subscribing, you agree to these Terms.

1. Subscriptions and Payments

• Access to premium content is available through a paid subscription.

• Payments are processed securely via Stripe. I do not store or have access to your payment details.

• Your subscription will renew automatically unless canceled before the next billing cycle.

• You can manage or cancel your subscription anytime through your Substack account.

2. Refunds

• All purchases are non-refundable unless otherwise stated or required by law.

• If you believe there has been an error in billing, please contact me at [Your Email].

3. Content Use and Copyright

• All content is original and copyrighted. You may not copy, distribute, or republish any material without my written consent.

• Subscriptions are for individual use only. Sharing account access or content with non-subscribers is prohibited.

4. Communications

• By subscribing, you agree to receive emails related to newsletter content, account management, and service updates.

• You can unsubscribe from free updates at any time, but access to paid content requires an active subscription.

5. Disclaimer

• All content is for informational purposes only and does not constitute professional advice (legal, financial, medical, etc.).

• I do my best to ensure accuracy, but I make no guarantees regarding completeness, timeliness, or results.

6. Limitation of Liability

To the fullest extent permitted by law:

• I am not liable for any indirect, incidental, or consequential damages resulting from your use of the newsletter.

• Total liability is limited to the amount you paid in the last 12 months.

7. Termination

I reserve the right to terminate or restrict access for users who violate these Terms or misuse the service.

8. Changes to These Terms

I may update these Terms occasionally. You will be notified of any material changes. Continued use of the service after changes means you accept the new Terms.

9. Contact

For questions, concerns, or support, contact:
📧 [Saikrishna@kagenoh.net]